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Grade AR-034Agent readiness

Machine payments HTTP 402

For APIs and paid digital resources, agents can pay per request without a checkout page: the server answers HTTP 402 with payment requirements, the agent retries with a payment credential and receives the resource plus a receipt. Stripe supports two such protocols: MPP (Machine Payments Protocol, co-authored by Stripe and Tempo), which accepts cards through Shared Payment Tokens from 0.50 USD and stablecoins from 0.01 USDC, and x402, where stablecoin payments on Base settle through Coinbase's facilitator and the 402 response carries a payment-required header. Stripe asks integrations submitted to its Stripe Directory, a catalogue that helps agents find businesses, for a link to their llms.txt file and example prompts.

Sources

  1. 1
    Stripe Docs · 2026Machine paymentsdocs.stripe.com
  2. 2
    Stripe Docs · 2026MPP (Machine Payments Protocol)docs.stripe.com
  3. 3
    Stripe Docs · 2026x402 paymentsdocs.stripe.com

AGrade A: official documentation or a standard. A grade describes the provenance of the sources above; it is not a probability that a change will work. The effect basis says how the size of the effect is known: measured by a study, taken from an industry report, only documented without a size, or not quantified.

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